<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:st1="urn:schemas-microsoft-com:office:smarttags" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv=Content-Type content="text/html; charset=iso-8859-1">
<meta name=Generator content="Microsoft Word 11 (filtered medium)">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
..shape {behavior:url(#default#VML);}
</style>
<![endif]--><o:SmartTagType
namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="PostalCode"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="State"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="Street"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="City"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="address"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="country-region"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="place"/>
<!--[if !mso]>
<style>
st1\:*{behavior:url(#default#ieooui) }
</style>
<![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0cm;
        margin-bottom:.0001pt;
        font-size:12.0pt;
        font-family:"Times New Roman";}
a:link, span.MsoHyperlink
        {color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {color:blue;
        text-decoration:underline;}
span.EmailStyle17
        {mso-style-type:personal-reply;
        font-family:Arial;
        color:navy;}
@page Section1
        {size:595.3pt 841.9pt;
        margin:72.0pt 90.0pt 72.0pt 90.0pt;}
div.Section1
        {page:Section1;}
-->
</style>
</head>
<body lang=EN-GB link=blue vlink=blue style='word-wrap: break-word;-webkit-nbsp-mode: space;
-webkit-line-break: after-white-space'>
<div class=Section1>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>Alan<o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'><o:p> </o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>We’re
always interested in any Programmes that are informative. I have always believed
that Community Radio as well as LOCALNESS has Information stamped on the
pecking order at number 2.<o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'><o:p> </o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>If this
however is in response to my original e-mail (or was that rant ?) this wasn’t
actually the question.<o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>What I
was asking was this -- I heard a Radio Station playing out what sounded to me
a Government type Pensions Advice advert … the Station was clearly a
Station aiming at 18 – 40 year olds and the advice was very very focused
on those coming up to Pension age say my age group 55 – 65 ??
Community Radio has pointed out over the years that we struggle to get near
these type of SLA’s etc etc as we are basically just deemed as small fry
or not important …. The point I make is that this Station of ours ie:-
Canalside I reckon hits far more of a target audience on this matter than ‘many’
of these Commercials Stations and yet the Commercial Stations get the nod and
the dough £££<o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>So ….
Who do we contact ? how do we change the mindset ? how do we get the gig ?
not instead of the commercial lads but as well as .. or in reality are we
actually a nonentity <o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'><o:p> </o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>I’m
just thinking out loud and creating discussion, chucking an opinion or two into
the mix, I am not ranting, honest.<o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>I shall
now be very mindful about apparently ranting, the problem of course is that I
don’t think I am ranting which in itself causes an issue … by all
means tell me off if you think I am.<o:p></o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'><o:p> </o:p></span></font></b></p>
<p class=MsoNormal><b><font size=2 color=navy face=Arial><span
style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>Nick<o:p></o:p></span></font></b></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=3
face="Times New Roman"><span lang=EN-US style='font-size:12.0pt'>
<hr size=2 width="100%" align=center tabindex=-1>
</span></font></div>
<p class=MsoNormal><b><font size=2 face=Tahoma><span lang=EN-US
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</span></font></b><font
size=2 face=Tahoma><span lang=EN-US style='font-size:10.0pt;font-family:Tahoma'>
cma-l-bounces@mailman.commedia.org.uk
[mailto:cma-l-bounces@mailman.commedia.org.uk] <b><span style='font-weight:
bold'>On Behalf Of </span></b>Alan Coote<br>
<b><span style='font-weight:bold'>Sent:</span></b> 03 September 2015 17:33<br>
<b><span style='font-weight:bold'>To:</span></b> cma-l@mailman.commedia.org.uk<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [cma-l] Re - Pensions
advice</span></font><span lang=EN-US><o:p></o:p></span></p>
</div>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>We covered all anyone
would sensible want to know in this programme (Start listening at 13:41) <a
href="http://www.letstalkbusinessonline.com/lets-talk-business-5th-january-2015">http://www.letstalkbusinessonline.com/lets-talk-business-5th-january-2015</a>/ <o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Also here's one of our
experts talking about how much you need in a pension to retire in the life you
may have become accustomed to (Start listening at 21:56) <a
href="http://www.letstalkbusinessonline.com/lets-talk-business-1st-december-2014">http://www.letstalkbusinessonline.com/lets-talk-business-1st-december-2014</a>/ <o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>I’m quite happy
to create audio packages for anyone interested playing them out - just send Yes
in a reply. <o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<div id="">
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Kind Regards<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Alan<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Alan Coote<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Executive Producer<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Let’s Talk
Business<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Hear Alan Every Week
on Let’s Talk Business The UK’s Premier Radio Programme For<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Current and Future
Entrepreneurs - Now Broadcast To Over 5 Million People <<a
href="http://www.letstalkbusinessonline.com/">http://www.letstalkbusinessonline.com/</a>>
<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Email - <a
href="mailto:alan.coote@5digital.co.uk">alan.coote@5digital.co.uk</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Phone - 0800 949 6655<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><st1:City w:st="on"><st1:place w:st="on"><font size=2
color=black face=Calibri><span style='font-size:10.5pt;font-family:Calibri;
color:black'>Mobile</span></font></st1:place></st1:City><font size=2
color=black face=Calibri><span style='font-size:10.5pt;font-family:Calibri;
color:black'> - 07801 518858<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Twitter -
@TheAlanCoote <<a href="http://www.twitter.com/TheAlanCoote">http://www.twitter.com/TheAlanCoote</a>><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Let’s Talk
Business <o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Twitter - @LTBShow
<<a href="http://www.twitter.com/TheAlanCoote">http://www.twitter.com/TheAlanCoote</a>><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Web - <a
href="http://www.LetsTalkBusinessOnline.com">http://www.LetsTalkBusinessOnline.com</a>
<<a href="http://www.5digital.co.uk/">http://www.5digital.co.uk/</a>><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
</div>
</div>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>On 03/09/2015 07:44,
"Canalside's The Thread" <<a
href="mailto:cma-l-bounces@mailman.commedia.org.uk">cma-l-bounces@mailman.commedia.org.uk</a>
on behalf of <a href="mailto:office@thethread.org.uk">office@thethread.org.uk</a>>
wrote:<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<blockquote style='border:none;border-left:solid #B5C4DF 4.5pt;padding:0cm 0cm 0cm 4.0pt;
margin-left:3.75pt;margin-right:0cm' id="MAC_OUTLOOK_ATTRIBUTION_BLOCKQUOTE">
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Cheers Eddie<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Yes, we have folk like
this (not on a regular basis)(more adhoc, but plenty<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>of
em) this is 'slightly different though to what I was
asking. I was<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>basically asking about
the Government stuff ie:- the stuff you get
a<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>little tickle £££
for <o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>It's the classic
question that comes from our Dave at Oldham Radio ''yes<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>but, how much are we
getting paid for it ?''<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Dave will explain, I'm
sure. I would imagine he will be at <st1:place w:st="on">Luton</st1:place><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Regards<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Nick<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>-----Original
Message-----<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>From: Eddie Stuart [<a
href="mailto:eddie@kcr.fm">mailto:eddie@kcr.fm</a>] <o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Sent: 03 September
2015 00:14<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>To: <a
href="mailto:cma-l@mailman.commedia.org.uk">cma-l@mailman.commedia.org.uk</a>; <a
href="mailto:office@thethread.org.uk">office@thethread.org.uk</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Subject: Re - Pensions
advice<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Apologies - resubmitted
with a correct Subject!! :-)<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Nick - try speaking to
your local DWP<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>We have a fortnightly
slot of 15 minutes where a lady comes along and<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>updates listeners
"Benefit from Advice".<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Over a year, she
covers everything from Pension Changes, Renew your Tax<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Credits, Changes in
Housing Benefit, the Bedroom Tax - you name it.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>It is a really good
programme straight from the horses mouth.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>The lady is herself
enthusiastic about doing it which obviously you can't<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>guarantee in every
office - but it's worth an approach, given that it<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>reduces their workload
if queries and incomplete/late forms are reduced.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Eddie<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>-- <o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>KCR broadcasts across
Moray and beyond on 107.7FM<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>and to the world on
the internet at <a href="http://kcr.fm">http://kcr.fm</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>KCR is the operating
name of Keith Community Radio Ltd.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Registered in <st1:country-region
w:st="on">Scotland</st1:country-region>: <st1:place w:st="on"><st1:City w:st="on">No</st1:City>
<st1:State w:st="on">SC</st1:State></st1:place> 173805<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Registered Office: <st1:Street
w:st="on"><st1:address w:st="on">59a Land Street</st1:address></st1:Street>,
Keith, <st1:place w:st="on"><st1:City w:st="on">Banffshire</st1:City>, <st1:PostalCode
w:st="on">AB55 5AN</st1:PostalCode></st1:place><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>On 02/09/15 16:24,
Canalside's The Thread wrote:<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Final one chaps<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Quick question :-<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> I was out of the
area the other day heading up towards <st1:City w:st="on"><st1:place w:st="on">Grimsby</st1:place></st1:City>
and I was<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> flicking around
the channels ... I heard a trailer for '''Pensions<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>advice'''<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> on various
commercial Stations. Would this have been a Government trailer<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>??<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> I reckon it was ?<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Do any of our
guys carry these ? if so, who did you talk to
? I<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>would<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> argue that a
Pension advice stint on a Community Station would be equally<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> beneficial if not
MORE beneficial .... for example, our older demographic<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> would be more
suited to the advice.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> One Station I
heard was playing bang thud crash dustbin lid music and a<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Pension advice
trailer came on ?? what the hell's that all about ??<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> The advice was
NOT for young people, it was clearly for folk coming up to<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> retirement
.......... I reckon they might have had about a dozen 60 odd<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>year<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> olds listening if
they were lucky ! talk about throwing your money up<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>the<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> garden path.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Could the CMA
send us the important numbers to ring ..... perhaps this is<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> something the CMA
could do, and then distribute it to the Stations and we<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> each get a little
tickle £££ one big
happy family<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Are these the <st1:place
w:st="on">SLA</st1:place>'s we talk about<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Nick<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> ---<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> This email is
free from viruses and malware because avast! Antivirus<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>protection is active.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> <a
href="https://www.avast.com/antivirus">https://www.avast.com/antivirus</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>>
_______________________________________________<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Reply - <a
href="mailto:cma-l@commedia.org.uk">cma-l@commedia.org.uk</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> The cma-l mailing
list is a members' service provided by the Community<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Media Association - <a
href="http://www.commedia.org.uk">http://www.commedia.org.uk</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Twitter: <a
href="http://twitter.com/community_media">http://twitter.com/community_media</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> <a
href="http://www.facebook.com/CommunityMediaAssociation">http://www.facebook.com/CommunityMediaAssociation</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Canstream
Internet Radio & Video: <a href="http://www.canstream.co.uk/">http://www.canstream.co.uk/</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>>
_______________________________________________<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> Mailing list
guidelines:<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><a
href="http://www.commedia.org.uk/about/cma-email-lists/email-list-guidelines/">http://www.commedia.org.uk/about/cma-email-lists/email-list-guidelines/</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>>
_______________________________________________<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> To unsubscribe or
manage your CMA-L mailing list subscription please<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>visit:<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>> <a
href="http://mailman.commedia.org.uk/mailman/listinfo/cma-l">http://mailman.commedia.org.uk/mailman/listinfo/cma-l</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>---<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>This email is free
from viruses and malware because avast! Antivirus protection is active.<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><a
href="https://www.avast.com/antivirus">https://www.avast.com/antivirus</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>_______________________________________________<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Reply - <a
href="mailto:cma-l@commedia.org.uk">cma-l@commedia.org.uk</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>The cma-l mailing list
is a members' service provided by the Community Media Association - <a
href="http://www.commedia.org.uk">http://www.commedia.org.uk</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Twitter: <a
href="http://twitter.com/community_media">http://twitter.com/community_media</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><a
href="http://www.facebook.com/CommunityMediaAssociation">http://www.facebook.com/CommunityMediaAssociation</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Canstream Internet
Radio & Video: <a href="http://www.canstream.co.uk/">http://www.canstream.co.uk/</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>_______________________________________________<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>Mailing list
guidelines: <a
href="http://www.commedia.org.uk/about/cma-email-lists/email-list-guidelines/">http://www.commedia.org.uk/about/cma-email-lists/email-list-guidelines/</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>_______________________________________________<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'>To unsubscribe or
manage your CMA-L mailing list subscription please visit:<o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><a
href="http://mailman.commedia.org.uk/mailman/listinfo/cma-l">http://mailman.commedia.org.uk/mailman/listinfo/cma-l</a><o:p></o:p></span></font></p>
</div>
<div>
<p class=MsoNormal><font size=2 color=black face=Calibri><span
style='font-size:10.5pt;font-family:Calibri;color:black'><o:p> </o:p></span></font></p>
</div>
</blockquote>
</div>
<br /><br />
<hr style='border:none; color:#909090; background-color:#B0B0B0; height: 1px; width: 99%;' />
<table style='border-collapse:collapse;border:none;'>
        <tr>
                <td style='border:none;padding:0px 15px 0px 8px'>
                        <a href="https://www.avast.com/antivirus">
                                <img border=0 src="http://static.avast.com/emails/avast-mail-stamp.png" />
                        </a>
                </td>
                <td>
                        <p style='color:#3d4d5a; font-family:"Calibri","Verdana","Arial","Helvetica"; font-size:12pt;'>
                                This email is free from viruses and malware because <a href="https://www.avast.com/antivirus">avast! Antivirus</a> protection is active.
                        </p>
                </td>
        </tr>
</table>
<br />
</body>
</html>